May 2024

Australian Low-Cost Balanced

Growth of $10,000

Portfolio Composition

Investor Type - Balanced Investor

Return Statistics:

3 Months Rate of Return 0.33%
Year To Date -0.29%
12 Months Rate of Return -3.53%
36 Months Rate of Return -4.37%
Average Rate of Return 1.68%
Winning Months (%) 62.34%
Average Winning Month 1.15%
Total Return Cumulative 11.31%

Corporate Overview:

Company HarbourSide Capital Pty. Ltd.
AFS Representative Number' 448907
Location Sydney, Australia
Phone +61 (02) 9432 7850
Email [email protected]
Skype  

Investment Summary:

Inception Date Jan 2017
Portfolio Size $25,000 AUD
1M YTD 12 Months Rate of Return 36 Months Rate of Return Total
Australian Low-Cost Balanced -0.32% -0.29% -3.53% -4.37% 11.31%

Investment Summary:

The Balanced Low-Cost Investor Model Portfolio aims to provide clients with a sensible allocation to growth and alternative assets while limiting equity volatility by maintaining a reasonable allocation to more stable fixed income assets. It is recommended that investments are made into the strategy for a minimum of 5 years.

Asset allocation target ranges below may fall short of, or exceed, target ranges prior to re-balancing. 

Asset Allocation Target Ranges

  Min % Target % Max %
Cash/Fixed Interest 50 50 100
Australian Equities 0 30  
Overseas Equities (US) 0 20  
       

Risk & Performance Metrics:

Sharpe Ratio (3 Month T-Bill) -3.29
Sortino Ratio (3 Month T-Bill) -0.68
Sortino Ratio (10 Year T-Note) -0.53
Average Monthly Return 0.14%
Average Winning Month 1.15%
Average Losing Month -1.49%
Best Month 3.68%
Worst Month -6.08%
Max Drawdown (Monthly) -15.46%
Yearly Volatility 6.15%

Monthly Performance

  Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Year
2023 -0.47 -0.15 0.57 0.08 -0.32 -0.29
2022 -4.36 -3.01 0.71 -1.05 -3.24 -4.00 0.65 0.26 0.56 1.35 -1.39 -0.63 -13.46
2021 0.76 -0.45 -0.46 1.90 0.17 0.36 0.35 2.31 -3.17 -0.42 2.18 -0.09 3.38
2020 3.31 -3.65 -6.08 0.88 1.27 0.36 2.90 2.56 -0.88 1.17 0.84 0.11 2.39
2019 1.09 2.92 1.18 2.85 0.54 1.85 1.81 -1.40 0.22 0.14 1.13 -0.77 12.09
2018 1.48 0.67 -0.83 1.06 1.12 -0.59 0.65 1.66 -0.51 -4.05 -0.01 -1.02 -0.51
2017 -0.05 0.95 -0.04 0.41 0.77 -0.27 0.26 1.50 0.46 3.68 1.10 0.19 9.28
Past performance is no guarantee or reliable indication of future results. Performance data is collated from real-time trading accounts. Because these strategies are run as individual portfolios and individual clients’ holdings, performance can differ slightly from one client to another. This can be due to differing start dates, available liquidity or risk profiles and other variables. Performance figures are net of Harbourside Capital management fees and commissions charged by Interactive Brokers but does not include Harbourside Capital Annual flat fee of $330.

Drawdown Report

No. Depth (%) Length (Months) Recovery (Months) Start date End date
Fund Index Fund Index Fund Index Fund Index Fund Index
1 -15.46% 10 0 09/2021 -
2 -9.51% 2 13 02/2020 04/2021
3 -5.53% 4 4 09/2018 04/2019
4 -1.40% 1 3 08/2019 11/2019
5 -0.83% 1 1 03/2018 04/2018

Return Report

Period LastBestWorstAverageMedianWinning %
1 Month -0.32%3.68%-6.08%0.16%0.36%62.34%
3 Months 0.33%7.10%-8.72%0.48%1.12%68.00%
6 Months -0.92%11.65%-14.13%0.97%1.81%61.11%
1 Year -3.53%14.55%-14.69%1.83%2.30%62.12%
2 Years -12.47%20.26%-12.47%4.77%6.03%72.22%
3 Years -4.37%25.97%-11.75%7.72%12.74%69.05%
5 Years -1.62%29.01%-1.62%9.15%7.98%83.33%
THE INFORMATION IN THE REPORTS SHOWN HERE IS PROVIDED FOR INFORMATION PURPOSES ONLY. NEITHER HARBOURSIDE CAPITAL PTY LTD OR ANY DIRECTOR, OFFICER, AGENT ASSOCIATE OR EMPLOYEE OF HARBOURSIDE CAPITAL PROVIDES ANY WARRANTY OF ACCURACY OR RELIABILITY IN RELATION TO ANY INFORMATION CONTAINED IN THIS DOCUMENT AND TO THE EXTENT PERMITTED BY LAW ACCEPTS NO RESPONSIBILITY FOR ANY LOSS OR DAMAGE WHATSOEVER ARISING IN ANY WAY FOR ANY REPRESENTATION, ACT OR OMISSION, WHETHER EXPRESS OR IMPLIED (INCLUDING RESPONSIBILITY TO ANY PERSON BY REASON OF NEGLIGENCE). THE INFORMATION IS NOT INDICATIVE OF, AND HAS NO BEARING ON, ANY RESULTS WHICH MAY BE ATTAINED BY THE MDA MANAGER, HARBOURSIDE CAPITAL PTY LTD, IN OPERATING THE MANAGED DISCRETIONARY ACCOUNT.

RESULTS OF PAST PERFORMANCE ARE NO GUARANTEE OF FUTURE PERFORMANCE. IT SHOULD NOT BE ASSUMED THAT YOU WILL EXPERIENCE RESULTS COMPARABLE TO THOSE EXPERIENCED IN THE PAST.

NO ASSURANCE IS GIVEN THAT YOU WILL NOT INCUR SUBSTANTIAL LOSSES. THE ABOVEMENTIONED TRANSACTION SUMMARY IS A GUIDE AND MAY NOT BE WHOLEY ACCURATE. YOUR CURRENT ACCOUNT BALANCE AND EQUITY COULD BE BETTER OR WORSE THAN THE RESULTS STATED IN THIS TRANSACTION SUMMARY.