September 2024

Australian Low-Cost Moderately Conservative

Growth of $10,000

Portfolio Composition

Return Statistics:

Last Month	-0.19%
3 Months Rate of Return	1.34%
Year To Date	0.89%
12 Months Rate of Return	-3.34%
36 Months Rate of Return	-2.38%
Average Rate of Return	1.66%
Winning Months (%)	61.04%
Average Winning Month	1.14%
Total Return Cumulative	11.18%

	1M	YTD	12 Months Rate of Return	36 Months Rate of Return	Total
Australian Low-Cost Moderately Conservative	-0.19%	0.89%	-3.34%	-2.38%	11.18%

Risk & Performance Metrics:

Sharpe Ratio (3 Month T-Bill)	0.08
Sharpe Ratio (10 Year T-Note)	-
Sortino Ratio (3 Month T-Bill)	0.05
Sortino Ratio (10 Year T-Note)	-0.45
Average Monthly Return	0.14%
Average Winning Month	1.14%
Average Losing Month	-1.40%
Best Month	4.03%
Worst Month	-6.91%
Max Drawdown (Monthly)	-13.23%
Yearly Volatility	5.82%

Monthly Performance

	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec	Year
2023	-0.08	-0.37	1.19	0.34	-0.19								0.89
2022	-3.44	-1.39	0.74	0.59	-2.17	-3.20	-0.03	-0.72	-0.76	0.05	0.32	0.13	-9.57
2021	-0.75	0.61	-0.68	2.20	0.72	0.82	1.26	-1.70	-3.38	-1.74	1.01	2.29	0.49
2020	3.18	-3.02	-6.91	1.12	0.80	0.17	2.16	1.63	-1.15	1.36	0.27	1.90	1.09
2019	0.20	1.78	0.38	1.26	1.93	2.35	1.73	-0.24	0.70	-0.49	0.91	-1.39	9.44
2018	0.02	2.11	-1.41	2.40	0.55	-0.49	0.13	0.60	-0.18	-2.93	-1.23	1.41	0.85
2017	-0.54	1.28	1.29	1.12	0.20	-0.19	-1.06	1.43	0.26	4.03	0.77	-0.14	8.68

Drawdown Report

No.	Depth (%)	Length (Months)	Recovery (Months)	Start date	End date
Fund	Index	Fund	Index	Fund	Index	Fund	Index	Fund	Index
1	-13.23%	-	14	-	0	-	08/2021	-	-	-
2	-9.73%	-	2	-	14	-	02/2020	-	05/2021	-
3	-4.30%	-	3	-	5	-	09/2018	-	04/2019	-
4	-1.41%	-	1	-	1	-	03/2018	-	04/2018	-
5	-1.39%	-	1	-	1	-	12/2019	-	01/2020	-

Return Report

Period	Last	Best	Worst	Average	Median	Winning %
1 Month	-0.19%	4.03%	-6.91%	0.15%	0.27%	61.04%
3 Months	1.34%	6.13%	-8.71%	0.47%	0.69%	65.33%
6 Months	1.02%	9.79%	-8.63%	0.82%	1.74%	56.94%
1 Year	-3.34%	12.70%	-11.92%	1.47%	0.86%	56.06%
2 Years	-10.18%	18.11%	-10.18%	3.60%	4.34%	68.52%
3 Years	-2.38%	24.44%	-11.03%	5.48%	9.42%	69.05%
5 Years	-1.32%	21.85%	-1.32%	7.12%	6.17%	83.33%